Financial Services

Personal Financial Advice

Wealth planning, investment strategy and personal financial advice — helping business owners and individuals build long-term financial security.

Running a business is all-consuming. Personal finances often take a back seat until a significant event forces the issue — a business sale, a major investment, or retirement planning. We help business owners build personal wealth alongside their business, with advice that connects both.

What we advise on

Our personal advice covers the full range of individual financial planning needs.

  • Personal investment strategy and portfolio planning
  • KiwiSaver and superannuation optimisation
  • Insurance and risk management planning
  • Retirement planning and income strategy
  • Wealth extraction from business — salary, dividends and distributions
  • Estate planning and succession considerations

Business owner focus

We specialise in the intersection of personal and business finances — an area where generic financial advice often falls short.

  • Optimal structuring of business ownership for personal wealth outcomes
  • Planning for business sale or succession events
  • Managing liquidity and personal cash flow when business income is variable
  • Tax-efficient wealth building strategies for SME owners

Build your personal financial future

Talk to our personal advice team about your goals and current position.